Faq's

Understand the legal, financial, and procedural aspects of debt resolution.

Frequently Asked Questions

Quick answers to the most common questions about our loan settlement and financial resolution services.

Loan settlement is a process where the lender agrees to accept a reduced amount as full and final payment of the outstanding loan.
Yes, loan settlement can impact your credit score initially, but it can improve over time with disciplined repayments.
Yes, loan settlement is legal when done with proper bank approval and documentation.
EMI decisions depend on lender policies and your financial situation. Our experts guide you accordingly.
Typically, the process takes between 3 to 9 months depending on the lender and loan type.
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