Posts by Debts Free

Negotiating with a bank or NBFC is often an emotional rollercoaster, but the final destination is always a piece of paper: the Debt Settlement Letter. In the financial world, verbal…

Becoming debts free is a monumental achievement. Whether you reached this milestone through years of disciplined repayment or a strategic one-time settlement, the feeling of financial weight lifting off your…

In the heat of a financial crunch, skipping an Equated Monthly Instalment (EMI) can feel like an easy way to breathe. You might think, "It’s just one month; I’ll make…

Settling a loan can feel like the end of a long, stressful battle. You’ve negotiated with the bank, paid the agreed amount, and finally, the collection calls have stopped. However,…

Settling your loans is a massive achievement, but it’s only the first half of the battle. The true victory lies in ensuring you never have to repeat that stressful process…

When you are juggling high-interest loans and credit card bills, it often feels like your entire salary disappears before it even hits your bank account. The challenge isn't just paying…

Debt settlement is a pivotal moment in your financial journey. It’s the point where you finally break the chains of overwhelming high-interest debt and start moving toward a debts free…

Credit card debt can feel like a high-velocity treadmill that never stops. With interest rates often exceeding 35–40% annually in India, simply paying the "minimum amount due" is a recipe…