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About DebtsFree

At DebtsFree, we are dedicated to helping you regain financial freedom. Our team of experts works closely with individuals and businesses to provide effective debt settlement solutions, credit improvement strategies, and anti-harassment support.

With years of experience in financial consultancy, we understand the stress and challenges debt can bring. Our mission is to guide you towards a debt-free life, with transparency, trust, and professional advice every step of the way.

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Successfully got settlement letters from

Kotak Bank
IDFC First Bank
HDFC Bank
Axis Bank
RBL Bank
IndusInd Bank
ICICI Bank
State Bank of India
Yes Bank
AU Bank
HSBC
BOB

…and many more financial institutions

Our Services

Expert solutions to help you achieve financial freedom and a stress-free life.

Personal Loan Settlement

Personal Loan Settlement

Reduce your personal loan burden with our effective settlement solutions.

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Credit Card Loan Settlement

Credit Card Loan Settlement

Manage and settle your credit card dues efficiently with our expert guidance.

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NBFC Loan

NBFC Loan Settlement

Settle your NBFC loans quickly and efficiently with our experts.

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Home Loan Settlement

Home Loan Settlement

Negotiate and reduce your home loan burden with professional assistance.

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Credit Score Builder

Credit Score Builder

Improve your credit score and secure better financial opportunities.

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Anti-Harassment Service

Anti-Harassment Service

Stop harassment from recovery agents and regain peace of mind.

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Clients Served

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Debt Managed

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Satisfied Clients

Why Choose Us

Trusted by thousands for transparent, reliable and expert-driven services that deliver real results.

Experienced Professionals

Handled by certified experts with deep knowledge in financial, legal and resolution processes.

100% Transparency

No hidden fees or misleading commitments — everything is clearly explained and documented.

Quick Response

We take immediate action to ensure you get fast communication and timely updates.

Dedicated Support

Get continuous support from our expert team throughout your entire journey.

Client-Centric Approach

Your comfort, privacy and satisfaction are always our highest priority.

Proven Track Record

Thousands of clients trust our expertise and professional services year after year.

Benefits of Working With Us

We provide client-focused, transparent and result-driven solutions to ensure a stress-free experience.

Legal Protection

Your rights are safeguarded through structured legal strategies and professional support.

Personalised Guidance

Every client receives a customised solution tailored to their specific needs.

Fast Processing

Quick documentation, faster response and smooth workflow throughout the journey.

Cost-Effective

We help you minimise unnecessary charges and reduce overall expenses.

Experienced Team

Handled by certified experts with years of industry and legal experience.

Dedicated Support

Round-the-clock assistance ensuring your case moves smoothly without delays.

Our Working Process

A clear, structured and transparent workflow to ensure smooth support and fast results.

Free Consultation

We understand your concerns and review your financial or legal situation carefully.

Case Evaluation

Our experts verify documents, analyse case details and prepare your assessment.

Action Plan

We prepare a customised resolution plan and start the legal & communication process.

Execution & Support

Our team executes the plan, manages negotiations, and provides full-time assistance.

Success Stories & Expert Insights

Watch how we help clients resolve debt and regain financial stability

Client Loan Settlement Success

Real client story explaining how professional loan settlement helped them regain financial control.

In the Media

Featured and covered by leading media platforms for debt resolution awareness

Frequently Asked Questions

Quick answers to the most common questions about our loan settlement and financial resolution services.

Loan settlement is a process where the lender agrees to accept a reduced amount as full and final payment of the outstanding loan.
Yes, loan settlement can impact your credit score initially, but it can improve over time with disciplined repayments.
Yes, loan settlement is legal when done with proper bank approval and documentation.
EMI decisions depend on lender policies and your financial situation. Our experts guide you accordingly.
Typically, the process takes between 3 to 9 months depending on the lender and loan type.
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